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  • Hot Topics in Group Long-Term Disability Income
    Coordination with income replacement in long-term-care coverage will provide employees with lifetime coverage ... continue to be extremely hot and will still be the primary reason an employer chooses a carrier. There will ...

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    • Authors: David G Fitzpatrick, Paul D Hitchcox, Daniel D Skwire
    • Date: Jun 1998
    • Competency: External Forces & Industry Knowledge>Actuarial theory in business context; External Forces & Industry Knowledge>External forces and business performance
    • Publication Name: Record of the Society of Actuaries
    • Topics: Experience Studies & Data>Disability; Health & Disability>Disability insurance
  • Is Non-Cancellable Disability Income Viable?
    reasons for that. At the Guardian, an old medical care line of insurance is guaranteed renewable. Some ... services, and investment services. One of our primary responsibilities, I believe, is to classify risks ...

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    • Authors: John M Lenser, David E Scarlett, David Simbro, Kevin Farley, Daniel D Skwire
    • Date: Jun 1995
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Disability insurance
  • Opportunities in Under-Penetrated Disability Markets
    and they don't really care a lot whether it was work-related. They do care about workers' compensation ... ) Employers also expect increased quality of care. (If you have one message going out about treatment ...

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    • Authors: Frederic L Broers, David E Scarlett, Daniel D Skwire, Wendy Manners
    • Date: Oct 1998
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Disability insurance
  • Individual Disability Insurance Opportunities for Life Insurers
    reinsurance lines, which include IDI and long-term care. Currently, Munich American Reinsurance is a recognized ... socio-economics of that field changed to a managed-care crisis, it was ill prepared to sustain the volatility ...

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    • Authors: Andronico L Castillo, Daniel D Skwire, Erica Morrison-Brazitis, Application Administrator
    • Date: May 2001
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Disability insurance
  • Appraisals of Long-Term Disability and Life Waiver Blocks
    transaction is fairly simple. It consists of a direct-writing insurance company transferring the ... reinsurers, and a lot of interest on the part of some direct-writing companies for doing these kinds of transactions ...

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    • Authors: Peter A Heinrichs, Daniel D Skwire
    • Date: Jun 2002
    • Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Disability insurance
  • The Future of Individual Disability Income
    population, we put an increased focus on long-term care. We have tried to build connections between our ... individual disability products and our long-term-care products to try to have more appeal for that market ...

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    • Authors: Michael B Koopersmith, David Simbro, Daniel D Skwire, Mark McGuire
    • Date: May 1997
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Disability insurance
  • New Opportunities in Individual Disability Insurance
    to have improved. The settling out of the managed care crisis from the tightening of underwriting seems ... certain market about life insurance and long-term care and group disability, why not develop a package ...

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    • Authors: Stephen Miller, Daniel D Skwire, Thomas K Penn-David
    • Date: Jun 2003
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Disability insurance
  • LTD Experience Trends: Social Security and Private Programs
    to be in the work force because you get health care. In the Social Security disability program, there ... force to get a cash benefit, you lose your health care unless you also happen to be poor enough to qualify ...

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    • Authors: Eli Donkar, Allen D Livingood, Daniel D Skwire
    • Date: May 2004
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Experience Studies & Data>Disability; Health & Disability>Disability insurance; Social Insurance
  • Long-Term Disability Buyouts
    total removal of the business, with the name of the direct writer no longer on the contract, there's an immediate ... auditors told us. One of the other advantages to the direct writer is freeing up capital. The risk- based capital ...

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    • Authors: Michael Gabon, Stephen Mitchell, Daniel D Skwire
    • Date: Oct 2000
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; Professional Values>Practice expertise; Strategic Insight and Integration>Effective decision-making
    • Publication Name: Record of the Society of Actuaries
    • Topics: Economics>Health economics; Health & Disability>Disability insurance; Modeling & Statistical Methods>Stochastic models; Reinsurance>Reserving - Reinsurance
  • 078 - GAAP Long Duration Targeted Improvements for Disability Insurance
    078 - GAAP Long Duration Targeted Improvements for Disability Insurance New GAAP accounting rules ... • Data challenges will be paramount for both direct writers and reinsurers • Actual cash flows needed ...

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    • Authors: William Hines, Paul R Lavallee, Daniel D Skwire
    • Date: Jul 2019
    • Competency: External Forces & Industry Knowledge
    • Topics: Financial Reporting & Accounting>Generally Accepted Accounting Principles [GAAP]; Health & Disability>Disability insurance